uob charge card
uob charge card
Blog Article
UOB Lender is often a perfectly-identified financial institution that offers a number of bank cards tailor-made to meet distinctive demands and preferences. This is an in depth overview to assist you comprehend the key features:
Varieties of UOB Bank cards
UOB supplies multiple sorts of credit cards, Every single made for specific purposes:
Rewards Cards: Receive factors or miles on your own purchases which may be redeemed for vacation, buying, eating, and more.
Cashback Cards: Receive a percentage of one's paying out back as dollars rebates.
Vacation Playing cards: Made for Regular tourists with Advantages like air miles accumulation, airport lounge accessibility, and journey insurance.
Life-style Playing cards: Features benefits associated with amusement, eating bargains, and unique function invitations.
Essential Capabilities
Each UOB credit card comes with its personal list of capabilities. Here are some typical ones:
Curiosity-Cost-free Period of time
Most UOB charge cards offer you approximately fifty five days interest-totally free in the event you spend your balance in complete from the due day.
Reward Factors
Receive reward points on every single greenback invested that may be redeemed for various benefits for instance vouchers or goods.
Funds Rebates
Specific cards deliver cashback on day to day charges like groceries, gas, dining out etc.
Promotions & Discounts
Love Exclusive promotions and discount rates at partnered merchants which include dining establishments, retail shops and on line platforms.
Versatile Payment Options
Decide on various payment approaches like GIRO (Typical Interbank Recurring Purchase), AXS stations or immediate debit from your discounts account.
Security Features
Improved security by way of EMV chip technologies in conjunction with SMS alerts for transactions produced earlier mentioned a certain limit.
How to Apply
Implementing for a UOB bank card is simple:
Stop by the official UOB Internet site.
Look through through their variety of bank cards.
Choose click here the card that most accurately fits your needs.
Complete the applying form possibly on the web or go to a branch.
Post important files for instance evidence of income and identification.
Handling Your Card
When you have your UOB bank card:
On a regular basis Look at statements possibly through mailed copies or via online banking.
Make well timed payments to stop late costs and curiosity costs.
Monitor reward details/cashback earnings so that you can optimize Added benefits.
Practical Illustration
Picture you're a person who enjoys traveling routinely:
You could potentially select a UOB Journey Card which lets you gain air miles on every single obtain.
With amassed miles after some time, you could possibly redeem them at no cost flights or updates—preserving substantially on vacation charges!
In addition, love perks like complimentary airport lounge obtain producing those lengthy layovers considerably more comfy!
By being familiar with these Essentials about UOB Bank cards – their varieties & options in addition to simple usage – you'll be improved equipped to pick one that aligns perfectly along with your Way of living desires!